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Representative example: If you borrow £1000 over 12 months at a flat rate of 29% per annum (fixed) with a representative 29% APR you will make 12 monthly payments of £97, repaying £1,164 in total. The rate and / or term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk

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Quick loans with minimal documentation and fast disbursal.

Ensuring bad credit doesn’t hinder your financial needs.

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With over 17 years of experience, Steam Finance specializes in providing unsecured loans to help you achieve your dreams, regardless of your credit history. We're here to support you.

10 and 20 us dollar bill
10 and 20 us dollar bill

80k+ existing customers

17 years+

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Steam Finance provides reliable unsecured loans to help you overcome financial challenges with minimal refusals.

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A two-story commercial building with a gray exterior, located beside a street. The storefront is protected with a chain-link fence, behind which various tools and equipment like ladders, bicycles, and lawnmowers are displayed. A person is standing near the entrance. Red signage on the right corner indicates 'Loans' and 'Top Kick.'
A two-story commercial building with a gray exterior, located beside a street. The storefront is protected with a chain-link fence, behind which various tools and equipment like ladders, bicycles, and lawnmowers are displayed. A person is standing near the entrance. Red signage on the right corner indicates 'Loans' and 'Top Kick.'
Bad Credit Assistance

We specialize in helping individuals with bad credit secure loans tailored to their specific needs.

Experience hassle-free loan applications and approvals, ensuring you get the financial help you deserve.

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scrabbled letters spelling credit on a wooden surface
A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
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Steam Finance Ltd, company number 08820166. Authorised and regulated by the Financial Conduct Authority (FCA) with reference 728261 and a member of CIFAS (the UK’s leading fraud prevention service). Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA047704. Registered office at Steam Finance, Telephone House, 69-77 Paul St, London, EC2A 4NW. Steam Finance is committed to responsible lending.
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